Dmitry Isaakovich Leus
The monthly journal “The Banking Review”
and the banking portal Banki.ru have spoken with industry experts and collected
their forecasts for 2012. Prudence is the dominant mood, but no one is
expecting a crash. There is consensus that the regulator and credit
institutions have learned their lessons from the past.
DmitryLeus - Chairman of Bank
For
objective reasons, the likelihood of a crisis in Russia is significantly lower
than in Europe at present. Our banking system is stronger than before and
better prepared to withstand severe shocks to the economy. Overall, the
regulator and the banking system are better placed than in 2008 to deal with
adverse scenarios.
Banks
will certainly be making profits the same way as before. However, the
probability of credit defaults and lower margins from securities trading has
increased. For 2012, we expect three main risks in the banking sector: 1. an
increased probability of default on a bank’s retail loans portfolio, 2. losses
linked to exchange rate revaluation, and 3. a further deterioration of the
liquidity situation in the market. Dmitry Leus
Комментариев нет:
Отправить комментарий